James' Credit Process Gets You Approved

Bad credit, no credit, no problem! James Chrysler Dodge Jeep Ram, we finance your future, not your past.

"Got us into an awesome vehicle with great rates and no money down!"

— Corinne S.

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Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

By submitting your contact information, you consent to be contacted by telephone about purchasing a vehicle or obtaining vehicle financing. Clicking on the Submit button above is your electronic signature.

Get the Auto Financing You Deserve at Our Dealership


Finding the right place to finance your vehicle can feel as important as finding the right vehicle. At James Chrysler Dodge Jeep & Ram, we have a finance department that will help you find the right program to fit your needs. You can get a car lease or a loan from our dealership. Both options provide you with advantages to consider. Thankfully, our finance team will help you sort through which option best fits your financial scenario.


New and Used Car Loans

If you think that you want a traditional loan, you will find yourself in good company. At our dealership, we have a great selection of loans for our new and used vehicles. If you want to buy a used car, a loan serves as the only way to spread out your payments. Whether you want to get a used or new vehicle, if you want to have the title in your name, you will need to buy it with a loan or pay for it in cash. You can drive the vehicle as much as you want and make alterations without having to pay a penalty when you own the vehicle.


New Car Leases

If you want a lease, you might feel uncertain that you want to own the vehicle. A lease allows you to experience the vehicle for a couple of years before deciding whether to buy it or return it to the dealership. Additionally, you might choose this option if you want to pay less per month than what you would pay for the same vehicle with a traditional loan. You will often get lower monthly payments in leasing situations.


Contact James Chrysler Dodge Jeep & Ram if you have questions about the auto finance solutions we provide. Our finance team will go over the terms with you and answer all your loan and lease questions.